A lot of us want to travel more, have breaks from work and eat out at the nicest restaurants but we also want to save for the future, have a mortgage, live comfortably. With a lot of jobs not paying enough and the economy today, it’s hard to have the best of both worlds. So, to stay on track, in an attempt to live in both worlds, here are a few things you can do to save money:
- Have a personal bank account as well as 1-2 saving accounts; be sure to put 70% of your monthly wage in the saving accounts.
- In line with that, transfer money into saving accounts monthly and have the will power to not take money out of these accounts.
- Research/get into investments (shares, houses etc.)
- If you have a business idea, write up a proposal and go for it.
- Limit how much you spend weekly (through your personal account). Example, how much you go out, how much you eat out.
- Only buy what you need, not what you want.
- If there is something you need, look out for discounts or sales.
- If you need extra assistance, make use to piggy bank apps, help to buy accounts, Monzo.
- A great search for knowledge is money supermarket expert wesbite.
- Make cut backs if possible. For example, if you pay for the gym but don’t go, do you really need to keep the membership?
- If you have time and are willing, you can take on a second job (part- time).
- If you’re not happy where you work, use this time to progress with your career. This might lead to a promotion or a job with a salary increase.
- Look back on my previous post on saving money during the summer. It looks at how to have fun on a budget.
Being impulsive has got me far in life and so far so good. My personality is pretty spontaneous and if anyone has been on my Instagram, you’ll see my posts are very random. My spontaneousness shows in all aspects of my life. It had led me to travel alone, handing in my notice from a vile job (with no job to go into), arranging cute dramatic dates with my friends, making new memories. Not only would life be dull without this personality trait but I would have never had some of the opportunities I’ve had without out it.
I’ve always wanted to blog but never had the time to. After leaving my job last year I had nothing to go into. I had back up money, faith in my decision and didn’t want to be treated a certain way so I left without warning. I deserved a break anyways but I didn’t take a break. I got into volunteer work, found part-time work, started coaching and mentoring and made a website for my blog at last. It was a long time coming but I needed a moment to think and take a leap of faith. Yes, I am now in full-time work but beforehand I would have never believed I could have done this. It took an act of impulse to sit down on a day off whilst part-time and put together what I have now. That’s one out of many experiences I could share but the point is being impulsive has paid off. Sometimes impulsive behaviour rubs off on others for the better and provides a lift of confidence.
Being impulsive can be risky but it is riskier on health to do nothing at all but think ‘what if’. Never let your mind hold you back otherwise you’ll never move forward.
Most people make new year resolutions but I’ve never seen the point in them unless you’re someone who genuinely sticks to resolutions and follows them through to the end. Personally I like to make a bucket list at the beginning of summer. It gives me enough time to think about what I want to do and usually summer brings on ‘good vibes’ which means I’m more liking to do what I want to do rather than during the Winter.
Recently I’ve been busy focusing on blogging and working so my list this year is very short but I don’t put a deadline on when activities and tasks need to be completed.
I love the feeling of accomplishing what I have set out to do and it’s nice to write down my plans and tick them off once they have been completed, instead of sitting at work, feeling as if I’m wasting time.
For now, I want to travel around the UK more, maybe head towards Scotland, revisit the Lake District and continue my quest to find the best mac and cheese in London.
I want to make the most of all my qualifications and find the dream job, get on the housing ladder within the next 2-3 years and focus more on me.
So I ask you, what’s on your bucket list?
I don’t think I’ve ever met anyone who hadn’t started dating or got into a relationship without putting on weight. If you feel you have put on weight its not necessarily a bad thing. Maybe you was under weight beforehand or maybe not you look and feel much healthier; however, this post is for people who are unhappy about the weight they have put on since getting into a relationship.
Now this could be due to over indulging. During the early dating stages drinking at bars, eating out, ordering takeaways becomes the new norm. Once the relationship begins and you both get comfortable with each other the takeaways continue, going out stops and netflix & chill begins. Leaving the house and staying active no longer becomes a priority. At this point it gets hard losing weight by yourself. Motivation begins to fade, the time you could use to keep fit you’d rather spend with your partner and it’s hard to break habits. So I recommend if you’re serious about wanting to lose weight you have to have that conversation with your partner, be encouraging and do it together. Learn to cook together (this will also save money as we all end up with less money when we start dating), find activities you like doing together. It is easy to go eating and drinking but think outside the box; go hiking, walk around your local area, crazy golf, bowling, get creative making smoothies together. If you are both interested and willing to sign up for a gym that’s something you can do together on weekend mornings and still have the rest of the day to spend together.
Just something to think about.
To summaries, if you’ve noticed you’ve put on weight since being with your partner and you are unhappy about it, talk to each other and make a plan. You never known, keeping fit may add additional excitement to your relationship (added bonus).